Welcome to Miracle Toyota Finance Center

Open Today! Sales: 9am-8pm Call us at: 863-956-1123

Welcome to Miracle Toyota Finance Center

When you’re on the hunt for a vehicle to spruce up your drives near Haines City, Lakeland, and Loughman, FL, a Toyota is a great option; however, there are more decisions you must make before sliding behind the wheel of your dream car. One is determining which financing package will best suit you.

To help, the team at Miracle Toyota is here. At our dealership, we have a dedicated finance center located on our lot where we’re happy to offer competitive financing rates and terms on our great selection of sedans, SUVs, trucks, and more

If you’re ready to get started, read on to learn more about our on-site finance center and what our team has to offer you. Have any questions along the way? Don’t hesitate to contact any member of our finance team!

Your Financing Options: Which is Best for You?

Financing Options

Whether you’re a first-time car buyer or a seasoned pro, it’s good to touch up on your automotive finance knowledge. That’s why we’re here to discuss the different options available to you, such as leasing vs. buying. That way, along with a great set of wheels, you can drive away with a payment plan that works for you.

Buying a Car

When you buy a car, you’re paying to own it. This means it will be yours until you decide to sell it, allowing you to hit the roads with ultimate freedom.

Purchasing a vehicle is pretty straightforward. You simply choose your favorite model from our inventory and set up a financing plan. This includes one of our experts reaching out to their strong connections with local and national lenders and crafting a personalized plan that suits your needs.

With buying a vehicle, you’ll open the door to quite a few benefits. Some include:

  • The freedom to do whatever you want with the vehicle (accessorized, personalize, etc.)
  • No annual mileage limitations
  • The ability to sell or trade-in your vehicle whenever you’d like
  • Warranty coverage from the manufacturer

Leasing a Car

You can also choose to lease a new model from our inventory. This is great for drivers who don’t want to commit to any specific model, but is leasing better for you?

Leasing is often thought of as a long-term rental, giving you the ability to drive a new vehicle with the latest features. This means you don’t have to commit to the vehicle more than the length of the lease term, making it easy to upgrade your ride frequently!

Additionally, when you lease, rather than paying for the whole value of the vehicle like you would with buying, you only have to pay for its depreciation while it’s in your possession. This often leads to lower monthly payments and less of a down payment. That’s not the only benefit either. Others include:

  • Manufacturer warranty coverage
  • Tailored contracts that keep your driving style in mind
  • Easy end-of-contract trade-ins
  • Buyout options

Meeting with Our Finance Team

After you pick out your next reliable and stylish Toyota, it’ll be time to stop by our finance center to make everything official. To help with this, you’ll work one-on-one with one of our financing specialists who have one goal: to ensure you feel confident about your finance package.

Since we’ve already told you about the different payment plan options, like buying vs. leasing, this process will be completely streamlined! Which one will you choose? If you aren’t sure which is best for you, your finance specialist is happy to help you decide.

When you’re ready, you’ll meet with a member of our team to go through all the details, including your lifestyle, auto needs, and more. This will allow our team to find the best possible financing plan for you.

They’ll then work hard with leasing and lending companies, negotiating on your behalf to get you the terms and rates you deserve. Next, they’ll craft a personalized contract that suits your needs. Finally, once everything has been agreed upon, all you have to do is sign on the dotted line!

If you have any questions throughout this process, our team is happy to provide all the information you could need.

Virtual Financing Tools

Online Tools

Are you eager to get started on the exciting process of financing your vehicle from the comfort of your home? At our Toyota dealership, we know drivers like you lead busy lives. Whether you’re taking a lunch break at work or sitting on the couch after you’ve put the kids to bed, we want to ensure that financing your next Toyota is easy, rewarding, and seamless. That’s why we offer several virtual tools to help you prepare to finance your next Toyota. These include:

  • Value Your Trade: If you’re looking to trade in your current set of wheels, you can start the process with our virtual appraisal tool. Input your model’s information and you’ll receive an estimate of its worth quickly.
  • Payment Calculator: This handy tool makes it a breeze to estimate monthly payments, your down payment, and more! You can even play around with the numbers to make sure your finance package suits your lifestyle perfectly.
  • Online Finance Application: By completing our credit application, you give our team the information they need to get started on completing your contract before you even arrive! It only takes a couple of minutes to fill out and you can rest easy knowing all your information is completely secure.
  • Financing Guides: If you want to dive deeper into the world of automotive financing, our website boasts several guides that will help better inform you. These are written by professionals and are easy to read as well!

Visit Your Automotive Financing Experts at Miracle Toyota

At Miracle Toyota, your local Toyota dealer, we’re happy to help drivers near Haines City, Lakeland, and Loughman, Florida, get behind the wheel of their dream cars. When it comes to financing, you can count on us to make your time enjoyable and productive.

When you’re ready to get started, contact our team today or fill out our secure finance application online. We hope to see you in our finance center soon!

Dealer Info

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 8:00 PM
  • Sat9:00 AM - 7:00 PM
  • Sun11:00 AM - 6:00 PM
Service Hours:
  • Mon - Fri7:00 AM - 7:00 PM
  • Sat7:00 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 7:00 PM
  • Sat7:00 AM - 5:00 PM
  • SunClosed

Get Directions To Our Dealership

Miracle Toyota 28.136437, -81.639762.