Finance Center

Open Today! Sales: 9am-8pm Call us at: 863-956-1123

Welcome to Miracle Toyota Finance Center


When you’re on the hunt for a vehicle to spruce up your drives around Haines City, Lakeland, or Loughman, FL, you may wonder how you’re going to finance your new Toyota. Here at our Miracle Toyota Finance Center, we’re happy to offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.

If you’re ready to get started, read on to learn more about our finance center and what we have to offer. Have any questions along the way? Contact any member of our finance team.


The Different Financing Options

Financing Options

Whether you’re a first-time car buyer or a seasoned pro, it’s good to touch up on your finance knowledge. That’s why we’re here to discuss the different options, such as leasing vs. buying. When you buy a car, you’re paying to own it. This comes with quite a few benefits, such as the freedom to do whatever you want with the vehicle.

However, if you don’t want to commit to any specific model, leasing might be better for you. When you lease, you don’t have to pay full price or commit to the vehicle for more than the length of the lease term. If you want to upgrade to the latest model year after your lease ends, you can easily do so!


Meeting With Our Finance Team

After you pick out your next Toyota, you’ll stop by our finance center to make it official. We’ve already told you about the different options, like buying vs. leasing. Which one will you choose? If you aren’t sure, our team is happy to help you decide.

You’ll meet with one of our finance experts one on one to go through all the details, your lifestyle, and more. This will allow us to find the best possible financing plan for you. If you have any questions throughout this process, our team is happy to provide all the information you could need.


Virtual Tools

Online Tools

Ready to get started from the comfort of home? We know drivers like you lead busy lives. Whether you’re taking a lunch break at work or sitting on the couch after you’ve put the kids to bed, we want to make sure you can always find what you need. That’s why we offer several virtual tools to help you prepare to finance your next Toyota. These include:

Trading in your current vehicle? That’s where our Value Your Trade tool comes in. This resource will let you know how much your vehicle may be worth. Our Payment Calculator provides an estimate of how much you may pay each month for your new or used Toyota.

Finally, we have our online finance application. If you’re excited to get your new Toyota and want to get started now, you can fill out this secure application to get pre-approved!


Visit Your Automotive Financing Experts

At Miracle Toyota, we’re happy to help drivers all over Haines City, Lakeland, and Loughman, Florida, get behind the wheel of their dream cars. When it comes to financing, you can count on us. If you’re ready to get started, contact our team today or fill out our secure finance application online. See you soon!


Dealer Info

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 8:00 PM
  • Sat9:00 AM - 7:00 PM
  • Sun11:00 AM - 6:00 PM
Service Hours:
  • Mon - Fri7:00 AM - 7:00 PM
  • Sat7:00 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:30 PM
  • Sat7:00 AM - 5:00 PM
  • SunClosed

Get Directions To Our Dealership

Miracle Toyota 28.136437, -81.639762.